Cover explained
Here are your per-person cover limits
Flexible On-Trip Cover*
The first type of protection you get with Wapp is called On-Trip Cover.
This covers your possessions and emergency medical and repatriation costs, including if you get Covid on holiday. Gadget cover can also be added as an optional extra.
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- 35 days to travel
Take trips up to 35 days long and spend a total of 183 days abroad in a 12-month period.
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- Cover updates and activities
Customise your cover before you go, then add extra activities when you’re away.
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- Daily costs breakdown
Get a daily breakdown of your costs in the app, then pay for your On-Trip cover when you get home.
Wapp uses your phone’s location services to automatically start your On-Trip Cover when you go abroad. This means it can’t cover holidays in the UK, but they can be covered for cancellations when you take out our Optional Monthly Subscription.
Optional Monthly Subscription (including Cancellation Cover)*
Our Optional Monthly Subscription covers you if you need to cancel or cut short your trip, including if you get Covid in the 14 days before you go.
- Get it on a monthly subscription from just £1.50 a month.†
- You can get up to £5,000 of Cancellation Cover per person, and there’s no excess to pay if you make a claim.
- Add a Travel Disruption Extension, which covers changes in FCDO advice, Enforced Stay Cover, natural disasters and more.
Your Optional Monthly Subscription can cover cancellations of UK trips as long as you’ve booked and paid for a place to stay for 2 nights or more.
What’s covered?
Here are your per-person cover limits:
| Cover | Min | Max | |
|---|---|---|---|
| Baggage & belongings | £0 | £2,500 | |
| – Single item limit | Up to £500 | ||
| – Valuables | Up to £500 | ||
| Trip claim excess | £0 | £250 | |
| Optional gadget cover | Up to 4 devices per person | ||
| Optional cancellation/cutting your trip short | £0 | £5,000 | |
| Cancellation claim excess | £0 | ||
| Personal liability | Up to £2m | ||
| Emergency medical cover | £Unlimited | ||
| – Emergency dental | Up to £500 | ||
| – Funeral expenses | Up to £5,000 | ||
| – Additional accommodation and travelling costs | Up to £2,000 | ||
| Personal money | Up to £500 | ||
| Missed departure | Up to £1,000 | ||
| Travel delay and abandonment | £50 each 6 hours up to £500 | ||
| Passport and other documents | Up to £500 | ||
| Baggage delay on outward journey | £100 after 12 hours | ||
*T&Cs, limitations and exclusions apply. See policy wording for full details.
^You’ll be charged 1–2 days after you get home or 35 days after the start of your trip, whichever is sooner.
†Price based on a traveller aged up to 60 with no medical conditions and a £500 cover limit.
| Cover | Min | Max | |
|---|---|---|---|
| Baggage & belongings | £0 | £2,500 | |
| – Single item limit | Up to £500 | ||
| – Valuables | Up to £500 | ||
| Trip claim excess | £0 | £250 | |
| Optional gadget cover | Up to 4 devices per person | ||
| Optional cancellation/cutting your trip short | £0 | £5,000 | |
| Cancellation claim excess | £0 | ||
| Personal liability | Up to £2m | ||
| Emergency medical cover | £Unlimited | ||
| – Emergency dental | Up to £500 | ||
| – Funeral expenses | Up to £5,000 | ||
| – Additional accommodation and travelling costs | Up to £2,000 | ||
| Personal money | Up to £500 | ||
| Missed departure | Up to £1,000 | ||
| Travel delay and abandonment | £50 each 6 hours up to £500 | ||
| Passport and other documents | Up to £500 | ||
| Baggage delay on outward journey | £100 after 12 hours | ||
*T&Cs, limitations and exclusions apply. See policy wording for full details.
^You’ll be charged 1–2 days after you get home or 35 days after the start of your trip, whichever is sooner.
†Price based on a traveller aged up to 60 with no medical conditions and a £500 cover limit.